Enterprise-grade • Secure • Cloud-Based

Microfinance operations, simplified

FIMA helps MFIs manage borrowers, loans, repayments, savings, collections, expenses, assets, and financial statements — with approvals, controls, and real-time reporting.

Role-based access Audit-friendly logs Real-time insights
Loan processing speed
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Collections accuracy
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Reporting time saved
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Faster approvals
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Borrowers & Groups
Loans & Repayments
Savings & Statements
SMS & Payments

Built for operational control and growth

FIMA is designed for real-world microfinance: approvals, traceability, and reporting that management can trust.

Security & Roles

Control who can view, approve, post, reverse, and export.

Approvals

Loan approvals, expense approvals, and configurable workflows.

Audit-Friendly

Clear trails for transactions, edits, and approvals for compliance.

Performance

Fast daily posting and reporting for branch-level operations.

Core Modules

Everything your institution needs for daily operations.

Borrowers

KYC, guarantors, groups, borrower history, and portfolio view.

Loans

Application, approval, disbursement, schedules, penalties, tracking.

Repayments

Posting, receipts, breakdowns, arrears monitoring, balances.

Savings

Deposits, withdrawals, fees, and statements.

Income & Expenses

Expense requests/approvals, income streams, categories.

SMS & Payments

Automated reminders and payment channels integrations.

Fixed Assets

Assets register, depreciation, maintenance, and asset reports.

Financial Reports

Trial balance, statements, cashflow, and portfolio reports.

Get started in minutes

Signup and enjoy a 7-day trial once your account is approved.

Automation & Integrations

Reduce manual work and improve collections with smart workflows.

Automated Reminders

Send scheduled SMS reminders for due repayments, arrears, and savings prompts.

Bulk SMS Scheduled
Payment Channels

Connect repayments via bank deductions and mobile money integrations for faster reconciliation.

Bank Deductions Mobile Money

Security & Trust

Controls that keep operations secure and auditable.

Role-based Access
Permissions per user, branch, and actions.
Audit Trails
Track changes, approvals, reversals, and postings.
Cloud Reliability
Secure hosting and controlled access from anywhere.

Ready to modernize your microfinance operations?

Start with Startup or go Enterprise for unlimited users. Setup support available.

Pricing

Simple pricing. Cancel anytime.

Startup

Growing MFIs
$15 / user / month
  • Scale users as you grow
  • Unlimited loans
  • Unlimited savings accounts
  • All core modules included
Signup

Payroll & HR

Add-on
$99 / month
  • Unlimited employees
  • Unlimited payrolls
  • Payslips & salary sheets
  • Leave management
Note: Payroll & HR requires Startup or Enterprise subscription first.
Signup

FAQs

Common questions about FIMA.

Is FIMA cloud-based?

Yes. FIMA is cloud-hosted so you can access it securely from anywhere.


Can I start small and upgrade later?

Absolutely. Start with Startup and upgrade to Enterprise anytime.


Does FIMA support integrations?

Yes. FIMA supports SMS and payment integrations depending on your setup.


Is there any contract?

There is no contract. You may cancel at any time.


Is your System Secure?

We employ various security systems to keep your data safe including using SSL, firewalls, and anti-virus solutions.


Do you provide training?

We provide a User Guide (PDF), online training through WhatsApp (calls and chat), Google Meet sessions, and in-person training for those who are able to visit our training center


Can you customize your system to meet my specific requirements?

Yes, we offer customization provided that your requirements do not negatively affect other users


How do I get access after signup?

Create an account, then your request is reviewed/approved, and your trial starts.